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What are the investment options for Spain Golden Visa?
Spain offers multiple investment routes: €500,000 in real estate, €1 million in Spanish company shares or bank deposits, €2 million in Spanish government bonds, or creating a business project of special economic interest. The real estate investment can be split across multiple properties.
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How does the real estate investment option work?
You must invest minimum €500,000 in Spanish real estate, free of any mortgage or loan. The investment can be in one or multiple properties, residential or commercial. Any amount above €500,000 can be mortgaged. The property can be rented out for income.
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How long does the application process take?
The typical processing time is 2-3 months once all documents are submitted. Initial investment and document preparation may take 1-2 months. Fast-track processing is available in some cases. The visa is typically issued within 10-20 business days after approval.
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What documents are required?
Key requirements include: valid passport, criminal record certificate, proof of investment funds' origin, proof of investment (property deed, share certificates, etc.), health insurance, proof of sufficient financial means (€27,115 for main applicant, €6,778 per dependent), and marriage/birth certificates for family members.
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Can I include family members?
Yes, you can include your spouse/partner, children under 18, dependent adult children, and dependent parents. All family members receive residence permits with the same rights as the main applicant. No additional investment is required for family members.
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What travel rights come with the Golden Visa?
The Golden Visa allows free movement within the Schengen Area for up to 90 days in any 180-day period. You can live and work anywhere in Spain, and travel freely throughout the EU for business or pleasure.
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What are the renewal requirements?
The initial visa is valid for 2 years and can be renewed for 5-year periods. You must maintain the investment and visit Spain at least once during each renewal period. Renewals require proof of investment maintenance, valid health insurance, and updated criminal record checks.
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Are there minimum stay requirements?
There is no minimum stay requirement to maintain the Golden Visa. However, to qualify for permanent residence (after 5 years) or citizenship (after 10 years), you must spend at least 183 days per year in Spain and become a tax resident.
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What are the tax implications?
If you spend less than 183 days per year in Spain, you're only taxed on Spain-sourced income. If you become tax resident (183+ days), you're taxed on worldwide income. Spain has no special tax regimes (like Portugal's NHR) for Golden Visa holders.
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What are the language requirements?
No Spanish language skills are required for the Golden Visa. However, for citizenship (after 10 years), you must pass a basic Spanish language test (DELE A2) and a cultural knowledge test (CCSE). These requirements don't apply for permanent residence.
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Can I work or run a business in Spain?
Yes, the Golden Visa grants full working rights in Spain. You can work as an employee, start a business, or work as a freelancer. No additional work permits are required. You can also work remotely for companies outside Spain.
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What healthcare coverage is required?
Private health insurance with full coverage in Spain is mandatory for the visa application and renewals. Once you become a tax resident, you can access the public healthcare system, though many maintain private insurance for faster access to specialists.
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